About BKIF

When women are fully involved, the benefits can be seen immediately: families are healthier; they are better fed; their income, savings, and reinvestment go up. And what is true of families is true of communities and, eventually, of whole countries.

When women are fully involved, the benefits can be seen immediately: families are healthier; they are better fed; their income, savings, and reinvestment go up. And what is true of families is true of communities and, eventually, of whole countries.

When women are fully involved, the benefits can be seen immediately: families are healthier; they are better fed; their income, savings, and reinvestment go up. And what is true of families is true of communities and, eventually, of whole countries.

~ Kofi Annan, former Secretary-General, United Nations

Hero Background
Hero Background

Our Origin: Expertise Meets Purpose 

Our Origin: Expertise Meets Purpose 

Insight Meets Inspiration

BankersKlub India Foundation (BKIF), a Section 8 company, was born from a simple yet powerful realization: while India has built a world-class digital payment infrastructure through UPI+Aadhar linkages and created access to banking through Jan Dhan accounts, millions of Indians remain digitally present but financially invisible.

Passion Meets Commitment

Founded by a group of passionate professionals, Barnali Das, Rajat Chopra, Dilip Bharatee, and Manideep Bora, BKIF is the social impact arm of BankersKlub, a fintech platform, designed and built for former bankers. It’s committed to a transformative mission of impacting one million underserved women and youth across India in the next five years.

Our Vision

Our Vision

The BankersKlub India Foundation (BKIF) is committed to a transformative mission of impacting one million underserved women and youth across India within the first five years of its journey.  

Our vision is to build a resilient India where underserved women and youth are not just included in the financial system but actively participate in it.  

To us, the objective of financial inclusion is to ensure availability of equitable, responsible, suitable, and affordable access to a bouquet of financial services, namely, savings, payments, remittances, credit, investments, insurance, and pension, across socioeconomic and geographical strata, coupled with effective financial literacy, robust consumer awareness and customer protection measures. 

While India has achieved remarkable progress in financial access—with over 500 million bank accounts and a robust digital infrastructure powered by UPI and Aadhaar—the real gap lies in usage, confidence, and participation. Our vision is to bridge this gap by enabling individuals, especially women from underserved communities, to build consistent savings habits, develop financial confidence, and transition from passive account holders to active participants in India’s capital markets.  

We aim to create a generation of financially empowered individuals—home economists and emerging entrepreneurs—who are equipped to capture opportunities and contribute to India’s economic growth. 

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Impacting underserved women and youth across India within the first five years of its journey.  

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Our Mission

Our Mission

Our mission is to impact 1 million underserved women and youth across India within the first five years by bridging the gap between intent, habit, and financial action. 

We focus on moving beyond financial access to enabling real participation—through structured learning, trusted mentorship, and simple, measurable financial goals.

The Multiplier Effect: Why BKIF Invests in Women and Youth 

The Founders of BIF believe that the blueprint for financial resilience wasn't created in a boardroom. Therefore, it operates on a fundamental economic truth - when you empower a woman, you do not just change a balance sheet; you change the trajectory of an entire lineage. Our strategy is built on the global principle—articulated by leaders like Kofi Annan—that women reinvest up to 90% of their income back into their families. That is why, our mission is to primarily focus on women so that we can activate a multiplier effect that delivers social returns across three critical dimensions

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From 'Dormant Accounts' to 'Home Economists' 

India has solved the problem of access, but not the problem of agency. A Jan Dhan account is merely a tool; a "Home Economist" is a force. 

The BIF Shift: Through AiLaxmi’s free, voice-first guidance, we move women beyond simple government transfers.

The Impact: When a woman manages her own savings and investments, she gains the decision-making power to prioritize family healthcare, nutrition, and long-term resilience, effectively insulating her household from the cycle of predatory debt. 

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From 'Dormant Accounts' to 'Home Economists' 

India has solved the problem of access, but not the problem of agency. A Jan Dhan account is merely a tool; a "Home Economist" is a force. 

The BIF Shift: Through AiLaxmi’s free, voice-first guidance, we move women beyond simple government transfers.

The Impact: When a woman manages her own savings and investments, she gains the decision-making power to prioritize family healthcare, nutrition, and long-term resilience, effectively insulating her household from the cycle of predatory debt. 

The BKIF Promise 

If you educate a man, you educate an individual. If you educate a woman, you educate a nation.

~ James Emman Kwegyir Aggrey, a Ghanaian Educator and Missionary 

At BankersKlub India Foundation, we are building a more inclusive, disciplined, and prosperous India. We provide the tools; our beneficiaries provide the grit; and together, we build a legacy of financial stature for the generations to follow. We aren't just teaching a million people to save; we are equipping a million "Chief Financial Officers" for India’s emerging households. 


Our Team

Our Legacy in motion

Growing impact, and compassion-driven community transformation.

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Manideep Bora

Co-Founder

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Manideep Bora

Co-Founder

Manideep Bora is a distinguished technology executive with over 26 years of experience architecting and scaling high-stakes trading platforms and cloud-native infrastructure in regulated financial markets. Based in Miami, USA, he specializes in driving enterprise-level impact through AI-driven innovations, cloud modernization, and strategic engineering leadership that prioritizes platform resilience and capital efficiency.

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Barnali Das

Co-Founder

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Barnali Das

Co-Founder

Barnali Das is a passionate leader and Co-Founder with almost three decades of multisectoral media, marketing, storytelling, and reputation management expertise. Her business acumen, focus on good governance, and deep insights related to empowerment of underserved women and youth through financial stature and technology-led inclusion are invaluable to the organization. She is based in Delhi, India.

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Rajat Chopra

Co- Founder

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Rajat Chopra

Co- Founder

Rajat Chopra is the CEO & Co-Founder of BankersKlub, and a seasoned leader with 25+ years of diverse experience in the BFSI sector. He brings to the table institutional depth, leadership, vast network, and entrepreneurial acumen required to scale high-impact social and financial inclusion initiatives across India. He is based in Delhi, India.

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Dilip Bharatee

Co-Founder

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Dilip Bharatee

Co-Founder

Dilip Bharatee is a seasoned technology leader and IIM Mumbai alumnus with nearly four decades of international software expertise, specializing in venture creation and global product development. He is also deeply passionate about driving high-impact social initiatives focused on underprivileged children’s education, women empowerment, handloom promotion, sustainable livelihoods etc. He is based in Bangalore, India.

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Donate Today

Support the Majuli Mahila Bank Initiative


Your support helps us to reach out to more women, provide financial access, and opportunity to sustainable livelihood 

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Donate Today

Support the Majuli Mahila Bank Initiative

Your support helps us to reach out to more women, provide financial access, and opportunity to sustainable livelihood 

Image

Donate Today

Support the Majuli Mahila Bank Initiative

Your support helps us to reach out to more women, provide financial access, and opportunity to sustainable livelihood