Aapka Sankalp, Uski Shakti — Milkar Rachein Behtar Kal.Your resolve, her strength. Together, let's build a better tomorrow.
Your donation helps a woman in rural Haryana learn to budget, save, borrow responsibly and bank safely online, so the money decisions she makes every day protect her family's future.
Your receipt, with our 80G details, is emailed to you straight away.
Early results from our first cohort in Nuh district, Haryana, 40 days after their training.
Source: BKIF 40-day post-training follow-up of our first financial capability workshop in Nuh, 2026. See our work
Planning income and expenses so the month's money lasts the month.
Building a regular saving habit, from RD and FD to SIP, towards her own goals.
Knowing when to borrow, from whom, and what a fair loan looks like.
Using UPI and mobile banking with confidence, without depending on others.
Spotting fake calls, links and OTP requests before money is lost.
Knowing which savings, insurance and pension schemes she can use.
An AI financial learning companion on WhatsApp that keeps answering her questions.
Experienced bankers who guide, encourage and help build trust.
Every Gift Funds the Full Journey
Your gift funds three things that work together. Where all three meet, a woman gains the knowledge, confidence and support to take charge of her family's money.
Practical sessions in the village on budgeting, saving, responsible borrowing, digital payments, fraud prevention and government schemes.
A free, voice-first AI companion on WhatsApp that keeps answering her questions in her own language, long after the session ends.
Experienced bankers and our field team stay in touch after the training to guide, encourage and help build trust.
Where all three meet: women's empowerment. She budgets, saves, borrows wisely and has a voice in her family's money decisions.
Studies from India and around the world point the same way: financial education works, and it works best when women learn together, get timely reminders and have someone to guide them.
A review of 76 randomised experiments with more than 160,000 people found that financial education improves both what people know about money and how they manage it. Kaiser, Lusardi, Menkhoff & Urban, Journal of Financial Economics, 2022
Customers of India's largest women's bank who attended business training with a friend were more likely to take business loans and reported higher household income than those who came alone. The effect was strongest where social norms limit women's movement.
Field, Jayachandran, Pande & Rigol, American Economic Journal: Economic Policy, 2016In field experiments with banks in Bolivia, Peru and the Philippines, simple reminder messages helped new savers reach their savings goals. Messages that mentioned both the saver's goal and the reward for reaching it worked best.
Karlan, McConnell, Mullainathan & Zinman, Management Science, 2016In a large experiment in India, financial training made people more aware of financial products. Goal setting and one-to-one counselling are what moved them to act, from writing a budget to opening a formal savings account.
Carpena, Cole, Shapiro & Zia, Management Science, 2019In Madhya Pradesh, women whose wages were paid into their own bank accounts, with short training on using them, worked more, earned 24% more from private work, and became more positive about women working.
Field, Pande, Rigol, Schaner & Troyer Moore, American Economic Review, 2021Summaries are ours. Follow each link to read the study.
She plans the month instead of running out before it ends.
Small, regular savings for her family's goals and emergencies.
She borrows wisely and keeps her money safe from fraud.
Money decisions are talked through with her family.
“I now manage my household expenses more carefully and give greater importance to regular savings. I have also shared these learnings with my family.”
Saba, Adbar village, Nuh
50% tax exemption under Section 80G
Secure online payments by Razorpay
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85% of every rupee goes to the programme
Registered not-for-profit, Section 8 company
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We accept donations from Indian citizens only. Every gift funds the campaign's training programme as a whole.
For donation queries: info@bkifoundation.org +91 84481 89564
Amounts reflect our average training cost per woman. All gifts fund the campaign's programme as a whole.
It is BankersKlub India Foundation's 2026 campaign to train women in rural Haryana in everyday money skills: household budgeting, saving and goal setting, responsible borrowing, digital payments, fraud prevention and government schemes. It runs in two phases: 11 October to 15 November, and 1 to 31 December 2026.
Yes, if you file your taxes under the old tax regime. Donations qualify for a 50% deduction under section 80G, which is section 133 of the Income-tax Act, 2025. The new tax regime does not allow this deduction.
85% goes to programme delivery (surveys, training, field staff, materials and follow-up), 10% to technology and innovation (AiLaxmi), and 5% to administration.
Yes. A receipt with our 80G registration details is emailed to you as soon as you pay. Your 80G certificate (Form 10BE) is sent to the same email after we file our annual donation statement, by 31 May of the following year. After each phase, we also email you an update from the field.
Yes. Payments are processed on Razorpay's secure, PCI-DSS compliant page. BKIF never sees or stores your card, UPI or bank details.
Your full name, PAN, full address and email. Enter them on the payment page. The Income Tax Department requires them for our annual statement, and we use them only for receipts and tax reporting.
Indian citizens living abroad (NRIs with an Indian passport) can donate. We are not registered under the Foreign Contribution (Regulation) Act, so we cannot accept donations from foreign nationals, including OCI and PIO cardholders, even in rupees.
Yes. Enter any amount of ₹100 or more in "Choose your impact" above.
We follow up with participants for 40 days after training. In our first cohort in Nuh, 35% had started household budgeting and 35% were discussing financial decisions with their families. Saving takes longer to build, and we report that too. See our work.
If you donated by mistake, email us within 7 days with your payment ID. See our refund policy.